Employer Sponsored Retirement Plan Model
Trustee Level Services
Initial Services (for existing and/or newly created plans):
Review:
- Costs - mark to market
- Plan Design - consideration given to current tax laws
- Investment Managers - actual/relative performance analysis
- Service Providers - restrictions (breathe of offering)
- 404c Analysis
Quarterly Services:
- Investment Benchmarking
- Investment Reporting
Annual Services:
- Plan Design Analysis/Formulation with Third Party Administrator (TPA)
- Investment Policy Statement Review
- Fee Analysis (Record Keeper/TPA/Advisor)
- Profit Sharing Analysis
Ongoing Services:
- Group Participant Educational Sessions
- One on One Participant Meeting On-Site
- Participant and Plan Sponsor (Point of Contact)
- Enrollment Meetings
Additional Services Available as Needed:
- Record Keeper and Third Party Administrator Searches
- Assistance with the development of an Investment Policy Statement
- Educational Seminars
- Platform Conversions
- Investment Committee Meetings
Participant Level Services
Ongoing Services:
- Asset Allocation Guidance
- Savings Projections for Retirement
- Roth vs. Pre-tax Analysis
- Distribution Guidance